CHARGE: “You should know that once we have fully implemented, you’re going to be able to buy insurance through a pool so that you can get the same good rates as a group that if you’re an employee at a big company you can get right now — which means your premiums will go down.” (President Obama, speech in Cincinnati, Ohio July 16, 2012)

RESPONSE: Nothing could be further from the truth. With new mandates, restrictions and taxes, health insurance companies are predicting massive insurance premium increases for individuals and small businesses.

• Consumers purchasing health insurance on the individual market may face premium increases of nearly 100 percent on average, with potential highs eclipsing 400 percent. (House Committee on Energy and Commerce)
• Small businesses can expect average premium increases in the small group market of up to 50 percent, with potential highs over 100 percent. (House Committee on Energy and Commerce)
• Despite President Obama’s repeated promises that families could save $2,500, the average family premium has instead grown by over $3,000 since 2008. (House Committee on Energy and Commerce)

CHARGE: The law allows all Americans to make health insurance choices that work for them while guaranteeing access to care for our most vulnerable, and provides new ways to bring down costs and improve quality of care. (White House Health Reform)

RESPONSE: Despite President Obama making repeated promises that everyone will have health insurance, even after the law is fully implemented, 30 million people will still be without health insurance.

• By the time the law is fully implemented in 2023, the CBO estimates that President Obama’s healthcare law will still leave 30 million uninsured. (CBO's May 2013 Estimate of the Effects of the Affordable Care Act on Health Insurance Coverage)

CHARGE: “The Pre-Existing Condition Insurance Plan in every State offers an option to people who have been locked out of the insurance market because of a pre-existing condition like cancer or heart disease.” (White House Health Reform)

RESPONSE: Due to poor planning and bad budget projections in the Democrats’ healthcare law, the Obama administration has suspended enrollment in the Pre-existing Condition Insurance Plan (PCIP) that was supposed to cover all those who were uninsurable because of pre-existing conditions until the law kicks in in 2014.  

• In fact, only 107,139 out of 375,000 Americans with pre-existing conditions were able to enroll in the program before it ran out of money. (Committee Report 113-45: Helping Sick Americans Now Act, April 19, 2013, House Energy and Commerce Committee)
• The administration recently announced new individuals seeking assistance would be barred from enrolling in Pre-Existing Condition Insurance Program (PCIP) because of financial constraints even though the plan had a lower than expected enrollment. (Health Subcommittee Hears from Patient Recently Denied Access to Obamacare's Pre-Existing Condition Insurance Program, House Energy and Commerce Committee, April 3, 2013)

CHARGE: “The Affordable Care Act expands young adults’ affordable options for health insurance.” (White House Health Reform, Young Adults)

RESPONSE: Obamacare increases premiums for young adults without employer sponsored insurance.

• According to a new report from Energy and Commerce Committee Report, under Obamacare, insurance premiums are estimated to increase by as much as  180% for a young healthy male. (House Energy and Commerce Committee)
• The new law will mix younger healthier individuals into a pool with older less healthy individuals. This law limits insurers ability to charge consumers based on age or health status, as a result they will not be able offer lower priced plans to young adults, resulting in dramatic premium increases for them.  (House Committee on Energy and Commerce)

CHARGE: “Under the new health reform law, your existing Medicare-covered benefits can’t be reduced or taken away.” (White House Health Reform, Senior)

RESPONSE: Over the next ten years, Obamacare is set to cut hundreds of billions of dollars from Medicare and more specifically Medicare Advantage (MA) upon which millions of seniors rely, affecting not only the quality of care for seniors, but also their benefits.

• The Democrats’ health care law prescribes more than $300 billion in cuts affecting seniors in MA, affecting 14 million beneficiaries.